Question 1

How much should I budget for my first apartment after divorce?

Accepted Answer

Plan for: first month's rent, security deposit (usually one month's rent), basic furniture ($2,500-4,000), moving costs ($500-1,500), and utilities setup ($200-400). Total upfront: typically $5,000-10,000 depending on your area and needs.

Question 2

What utilities do I need for a new apartment?

Accepted Answer

Essential utilities include: electricity ($80-150/month), gas/heating ($40-100/month), water/sewer ($35-75/month), internet ($50-80/month), and possibly renter's insurance ($15-30/month). Some apartments include water or trash in rent.

Question 3

Should I rent or buy after divorce?

Accepted Answer

Most financial experts recommend renting for 6-12 months post-divorce. This gives you time to: stabilize financially, understand your true budget with child support/alimony, avoid rushed decisions, and rebuild credit if needed.

Question 4

How do I furnish an apartment on a budget?

Accepted Answer

Smart strategies: Facebook Marketplace and Craigslist for furniture (50-80% savings), IKEA for affordable basics, thrift stores for décor, ask family/friends for hand-me-downs, and prioritize essentials (bed, couch, table) over nice-to-haves.

Question 5

What apartment size do I need if my kids will visit?

Accepted Answer

For overnight visits, you'll typically need: a separate bedroom for kids (or a convertible space), kid-friendly bathroom access, safe play/study area, and adequate storage for their belongings. A 2-bedroom is usually the minimum for regular custody.

Question 6

How can I lower my monthly housing costs?

Accepted Answer

Options include: consider a roommate (40-50% savings), look at suburbs vs. city center, negotiate move-in specials, bundle utilities and internet, apply for assistance programs if eligible, and compare renter's insurance quotes.

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